JemCreditCards.com®
More than credit cards, we create financial stability!

Discover® Student Mix Tape Card

• Build your credit with our contest-winning Student Card design - 250,000 votes on 7,000 submissions resulted in the new Mix Tape. Get yours today!
• 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
• Up to 1% unlimited Cashback Bonus® on all other purchases
• 5% to 20% Cashback Bonus® through our exclusive online shopping site

American Express (R) Gold Card

• Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $500 in your first 3 months of Card membership
• Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
• Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
• Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards.
• Get approved in 60-seconds.

American Express(R) Premier Rewards Gold Card

• Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
• Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
• Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
• No annual fee for your first year - a $175 savings
• Get approved in 60-seconds.

Discover® Motiva Card

• Earn Cashback Bonus for your good credit managment
• 3.99% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 11.99% - 20.99%
• Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
• Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S. based Account Manager within 60 seconds
• $0 Fraud Liability plus automatic mobile and email fraud alerts
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Delta Reserve Credit Card

• Earn 10,000 Medallion(R) Qualification Miles (MQMs) with your first purchase, and Miles Boosts(SM) of up to 30,000 MQMs when you spend $60,000 in a calendar year
• Annual complimentary First-Class companion ticket with Card renewal
• Delta Sky Club(TM) access for you and your guests
• Check your first bag free on every Delta flight
• Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Delta Reserve Credit Cardmembers from American Express
  

Blue Sky from American Express(SM)

• No annual fee
• Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
• Pay your bill all at once, or over time. It's up to you.
• Blue Savings Program: big deals on big brands, all the time
• Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
• Get approved in 60-seconds

Discover® Student Card - Monogram Collection

• 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
• Up to 1% unlimited Cashback Bonus® on all other purchases
• 5% to 20% Cashback Bonus® through our exclusive online shopping site

The Platinum Card(R) from American Express

• 25,000 Membership Rewards(R) points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership
• New GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
• Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
• Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
• 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
• FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

Discover® Student Open RoadSM Card

• Double Cashback Bonus® at any gas station and any restaurant.
• Up to 1% Unlimited Cashback Bonus on everything else you buy.
• 0% Intro APR on purchases for 6 months.
• No Annual Fee

Platinum Delta SkyMiles(R) Credit Card from American Express

• Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two Additional Card members to your account - redeem 25,000 miles for a flight
• No mileage earning limit, and miles don't expire
• Check your first bag free on every Delta flight
• Annual complimentary companion ticket
• Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Platinum Delta SkyMiles (R) Credit Cardmembers from American Express

Escape by Discover® Card

• Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
• Double Miles on every $1 you spend
• 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%
• No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
• Flexible redemption options like travel credits, merchandise, gift cards or cash
• Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
• Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)

Starwood Preferred Guest(R) Credit Card from American Express

• Earn up to 30,000 bonus Starpoints(R) - enough for 3 free nights at a Category 4 hotel.
• Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates.
• Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts
• 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
• Enjoy the first year with no annual fee -- a savings of $65

Discover® Student Card

• 5% Cashback Bonus® in categories that change like travel, department stores, gas, groceries, restaurants, and more.
• Up to 1% unlimited Cashback Bonus on everything else you buy.
• 0% Intro APR on purchases for 6 months.
• No Annual Fee

Miles by Discover® Card

• Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
• 1 Mile on every $1 you spend
• 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%
• No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
• Flexible redemption options like travel credits, merchandise, gift cards or cash
• Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
• Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Blue Cash Everyday(SM) Card from American Express

• No annual fee, flexibility to pay over time
• Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
• NO spend minimum, NO enrollment, and NO rotating rewards categories
• Get a $25 Referral Bonus for each friend or family member who is approved for the Card

Discover® Open Road Card - $150 Restaurant.com Gift Certificate

• Free $150 Restaurant.com Gift Certificate with first purchase
• 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 11.99% - 20.99%
• 2% automatically at any gas station and any restaurant all year long
• Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
• Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S. based Account Manager within 60 seconds
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Discover® More Card - 18 Month Promotional Balance Transfer

• 0% intro APR on purchases for 6 months, then the variable purchase APR of 11.99% - 20.99%
• 0% intro APR on balance transfers for 18 months, then the variable APR purchase of 11.99% - 20.99%
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
• Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S. based Account Manager within 60 seconds
• $0 Fraud Liability plus automatic mobile and email fraud alerts
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

True Earnings(R) Card from Costco and American Express

• American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
• Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
• Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express

Household Bank® Rewards MasterCard®

• Earn points redeemable for 2% Cash Back for every dollar spent with this card
• 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
• 24/7 Online Account access for easy and self-management of your account
• The ability to set up email and text messages notifying you of your account status
• Free online bill pay

Gold Delta SkyMiles(R) Credit Card from American Express

• BONUS MILES: 20K with your first purchase, 5K when you add two Additional Cardmembers to your account. That's 25K miles, redeemable for a flight!
• No annual fee for your first year - a $95 savings
  
• Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
• Earn DOUBLE miles on qualifying flights - 1 mile per eligible dollar on everything else

Orchard Bank® Classic MasterCards

• An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages are available to remind you of your upcoming payment due date
• Knowledgeable customer service representatives to assist you with questions or concerns

Orchard Bank® Visa® Cards

• Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages are available to remind you of your upcoming payment due date
• Knowledgeable customer service representatives to assist you with questions or concerns

Discover® More Card - 15 months intro period

• 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 11.99% - 20.99%
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
• Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
• Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S. based Account Manager within 60 seconds
• $0 Fraud Liability plus automatic mobile and email fraud alerts
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee