JemCreditCards.com®
More than credit cards, we create financial stability!

Discover® Open Road Card - $150 Restaurant.com Gift Certificate

• Free $150 Restaurant.com Gift Certificate with first purchase
• 0% intro APR on purchases and balance transfers for 12 months, then the variable purchase APR of 11.99% - 20.99%
• 2% automatically at any gas station and any restaurant all year long
• Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
• Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S. based Account Manager within 60 seconds
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Blue Cash Everyday(SM) Card from American Express

• No annual fee, flexibility to pay over time
• Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
• NO spend minimum, NO enrollment, and NO rotating rewards categories
• Get a $25 Referral Bonus for each friend or family member who is approved for the Card

Discover® More Card - 18 Month Promotional Balance Transfer

• 0% intro APR on purchases for 6 months, then the variable purchase APR of 11.99% - 20.99%
• 0% intro APR on balance transfers for 18 months, then the variable APR purchase of 11.99% - 20.99%
• 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
• Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S. based Account Manager within 60 seconds
• $0 Fraud Liability plus automatic mobile and email fraud alerts
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Platinum Delta SkyMiles(R) Credit Card from American Express

• Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two Additional Card members to your account - redeem 25,000 miles for a flight
• No mileage earning limit, and miles don't expire
• Check your first bag free on every Delta flight
• Annual complimentary companion ticket
• Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Platinum Delta SkyMiles (R) Credit Cardmembers from American Express

Miles by Discover® Card

• Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
• 1 Mile on every $1 you spend
• 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%
• No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
• Flexible redemption options like travel credits, merchandise, gift cards or cash
• Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
• Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Delta Reserve Credit Card

• Earn 10,000 Medallion(R) Qualification Miles (MQMs) with your first purchase, and Miles Boosts(SM) of up to 30,000 MQMs when you spend $60,000 in a calendar year
• Annual complimentary First-Class companion ticket with Card renewal
• Delta Sky Club(TM) access for you and your guests
• Check your first bag free on every Delta flight
• Rated 4 out of 5 stars in Overall Satisfaction Rating, based on feedback from current Delta Reserve Credit Cardmembers from American Express
  

Blue Sky from American Express(SM)

• No annual fee
• Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
• Pay your bill all at once, or over time. It's up to you.
• Blue Savings Program: big deals on big brands, all the time
• Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
• Get approved in 60-seconds

Discover® Motiva Card

• Earn Cashback Bonus for your good credit managment
• 3.99% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 11.99% - 20.99%
• Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
• Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S. based Account Manager within 60 seconds
• $0 Fraud Liability plus automatic mobile and email fraud alerts
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Household Bank® Rewards MasterCard®

• Earn points redeemable for 2% Cash Back for every dollar spent with this card
• 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
• 24/7 Online Account access for easy and self-management of your account
• The ability to set up email and text messages notifying you of your account status
• Free online bill pay

Orchard Bank® Visa® Cards

• Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages are available to remind you of your upcoming payment due date
• Knowledgeable customer service representatives to assist you with questions or concerns

Starwood Preferred Guest(R) Credit Card from American Express

• Earn up to 30,000 bonus Starpoints(R) - enough for 3 free nights at a Category 4 hotel.
• Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates.
• Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts
• 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
• Enjoy the first year with no annual fee -- a savings of $65

IBERIABANK Visa Gold

• Variable Rate APR ranging from Prime + 5.0% thru Prime + 11.0%
• Earn 1% in cash back credit on all qualifying purchases
• No limit on cash back; no expiration date on eligibility for accounts in good standing
• Travel accident coverage up to $500,000
• No annual membership fee
• Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
• 25 day grace period
• Online access to credit card account information

True Earnings(R) Card from Costco and American Express

• American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
• Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
• Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express

Orchard Bank® Classic MasterCards

• An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
• Acceptance at millions of locations worldwide, including website purchases and reservations
• Your account information is updated and at your fingertips 24/7 so you can manage it your way
• Email and text messages are available to remind you of your upcoming payment due date
• Knowledgeable customer service representatives to assist you with questions or concerns

IBERIABANK Visa Classic

• No annual membership fee
• Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
• Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
• Online access to credit card account information

IBERIABANK Visa Select

• Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
• Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
• Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
• Online access to credit card account information

Escape by Discover® Card

• Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
• Double Miles on every $1 you spend
• 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%
• No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
• Flexible redemption options like travel credits, merchandise, gift cards or cash
• Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
• Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)

IBERIABANK Visa Platinum

• No annual membership fee
• Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
• Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
• Earn 1 bonus point for every $1 in qualifying net retail purchases
• Turn your points into hotel, gift, or experience rewards
• Travel accident coverage up to $1,000,000
• Online access to credit card account information